Software Development Company for the USA | New York, San Francisco, Austin

RG INSYS LLP serves US clients across HealthTech, FinTech, real estate technology, insurance technology, SaaS and InsurTech. We work in US dollars, host US production data in AWS us-east-1 or us-west-2, sign a US MSA under Delaware, California or New York law with a HIPAA BAA where applicable, and operate a shifted working day that gives you 4-5 hours of real-time overlap with the US East Coast morning.

Pricing: $30/hr blended, $3,500/month per dedicated engineer, fixed-price MVPs from $15,000, all in US dollars on a US-payable invoice (ACH or wire).
Hours overlap: 4-5 hours of real-time overlap with US East Coast morning. 3-4 hours with West Coast morning. Daily standup at 09:00 client time.
Data hosting: AWS us-east-1 (Virginia) or us-west-2 (Oregon) primary. HIPAA-eligible services only for PHI. US-resident bastion for engineering access.
Compliance-ready: HIPAA (BAA available), SOC 2 Type 1 in progress, CCPA, CPRA, NY SHIELD Act, Texas Data Privacy and Security Act, Virginia CDPA, COPPA.
Communication: Slack, Microsoft Teams, Zoom, daily async standups, fortnightly demos at a US-friendly time.

Pricing in US dollars

Every quote we send to a US client is written in US dollars, fixed at the engagement level, broken down by deliverable, and billed against a US MSA. There is no hidden agency margin, no time-and-materials surprise, and no currency volatility risk for you. Below are the four most common engagement shapes for US clients.

Engagement	From	What you get
Hourly rate (small fixes, audits)	$30/hr	Senior India-based engineer, AI-tooled, billed in 15-minute increments. Used for legacy bug-fixing, performance audits, or short bursts of integration work.
Dedicated engineer (monthly)	$3,500/month	One full-time engineer embedded in your standups, dedicated to your codebase. Mid-to-senior level. 160 hours per month, holidays covered, replacement engineer covered if anyone leaves.
Fixed-price MVP (4-8 weeks)	$15,000	Discovery, architecture, build, deployment to AWS US, 80%+ test coverage, handover docs. 30-day stabilization included.
Legacy modernization Phase 1	$20,000	Code audit, architecture target state, prioritized migration roadmap, plus delivery of the first slice on the new stack with parallel-run safety net.

All quotes are written, fixed, and broken down by deliverable. No hidden fees. Payment terms are 50% on contract signature, 50% on delivery for fixed-price; monthly Net 15 in arrears for retainers. We invoice from our India entity (RG INSYS LLP) and accept ACH and wire transfer. Form W-8BEN-E is on file for US tax compliance; your AP team will not need to withhold under the India-US tax treaty.

Timezone overlap with the United States

India Standard Time is UTC+5:30. The US East Coast (ET) is UTC-5 in winter and UTC-4 in summer (a 9.5-10.5 hour gap). The US West Coast (PT) is UTC-8 / UTC-7 (a 12.5-13.5 hour gap). Rather than treat this as a problem, we structure shifts around it. For East Coast clients our shift runs late afternoon to late evening IST (roughly 14:30 IST to 23:00 IST), giving 4-5 hours of real-time overlap with the US East Coast morning. For West Coast clients we shift later, giving 3-4 hours of overlap with the West Coast morning.

The day is structured around your morning. Daily standup happens at 09:00 client time, the same time every day. Demos and weekly review meetings are scheduled between 09:00 and 13:00 client time. Pull request reviews land before your morning so any feedback you leave is picked up at the start of our next shift. Critical incidents (P1) are responded to within 4 hours, 24/7, with an on-call engineer rota; P2 incidents are answered next business day. None of this is best-effort, it is written into the SLA in the MSA.

Data hosting in the United States

By default, US production workloads run in AWS us-east-1 (Northern Virginia) or us-west-2 (Oregon), chosen based on your end-user geography and disaster recovery requirements. All production data, backups, RDS databases, ElastiCache, S3 buckets, and CloudWatch logs stay in-region. CloudFront edge caching is configured to honour the same residency rules. We do not move production data to India. Where engineering access from our India office is required for build or support, it is mediated through a US-resident bastion host with IAM-scoped, time-bounded credentials and full audit logging.

For HIPAA workloads we use only HIPAA-eligible AWS services (the list AWS publishes under their BAA), including EC2, ECS, RDS, S3, CloudFront, KMS, Lambda, and DynamoDB. Protected Health Information is encrypted at rest with AWS KMS customer-managed keys (AES-256) and in transit with TLS 1.3. Access is logged to CloudTrail and exported to an immutable S3 bucket with object-lock enabled for the retention period required under your HIPAA policies. Where any personal data is transferred outside the US, the engagement contract includes Standard Contractual Clauses and a documented Transfer Impact Assessment.

Compliance specific to the United States

HIPAA + HITECH (BAA available) SOC 2 Type 1 in progress CCPA + CPRA (California) NY SHIELD Act Texas Data Privacy and Security Act Virginia CDPA Colorado Privacy Act COPPA (under-13) PCI DSS ready WCAG 2.2 AA / Section 508

HIPAA is the load-bearing constraint for any US healthcare build. We sign the BAA before PHI ever touches the system. We build to the HIPAA Security Rule's administrative, physical, and technical safeguards: encryption at rest and in transit, role-based access control, automatic logoff, audit controls, integrity controls, and access management. Minimum-necessary access is enforced at the schema and query level, not just at the UI. Breach notification procedures align to the HITECH Act's 60-day clock. PHI is hosted only in HIPAA-eligible AWS services in us-east-1 or us-west-2.

State privacy laws compound, they do not supersede. California's CCPA and CPRA give residents the right to know, delete, correct, opt out of sale and sharing, and limit use of sensitive personal information. The New York SHIELD Act mandates reasonable security safeguards. Texas, Virginia, and Colorado each have their own controller-processor obligations. We design every US build with a single data model that satisfies the most restrictive applicable law, then expose state-specific consent and data subject request flows in the UI. For US under-13 audiences we apply COPPA, including verifiable parental consent, no behavioural advertising, and minimised data collection.

Honest disclosure on certifications. RG INSYS LLP itself is not currently SOC 2 Type 2 audited; SOC 2 Type 1 is in progress with a target completion in late 2026. We deliver compliance-ready architecture, the controls, evidence, and documentation that an auditor will accept against your certification, not ours. If your buyer or compliance team requires a fully Type 2 audited vendor for the work itself, we will tell you up front and recommend an appropriate partner.

Recent US client work

Most of our US delivery has been in HealthTech (HIPAA-bounded patient communication, document workflows, prior authorisation), FinTech (KYC, AML screening, payment integration with Stripe and Plaid), real estate technology (CRM, lead routing, MLS integration) and InsurTech (claims processing, document AI, agent portals). US clients hire us either to build a new product from scratch, or to add AI-led features to an existing platform. The case study below is a representative example.

New Product Development · InsurTech US insurance carrier · 9 weeks · 4 engineers

Insurance AI document processing platform built in 9 weeks

A US insurance carrier was processing 12,000 claim documents per month manually, with 6-8 day turnaround and a 14% error rate. RG INSYS built an AI document processing platform on AWS us-east-1 using GPT-4 vision plus Textract for extraction, Node.js plus PostgreSQL plus Redis for the workflow engine, and a React adjuster review UI. SOC 2 ready architecture, full audit trail, no PHI moved out of region. Phase 1 shipped in 9 weeks with 4 engineers using Claude Code throughout.

92%Auto-classification accuracy

4hrAvg turnaround (was 6-8 days)

9 wksPhase 1 delivery

$420KAnnual processing cost saving

Read full case study →

FAQ

US-specific questions

Will RG INSYS sign a HIPAA Business Associate Agreement?

Yes. For US healthcare workloads we sign a HIPAA Business Associate Agreement (BAA) that covers our role as a business associate, the safeguards we apply, breach notification obligations under the HITECH Act, and termination provisions. We build to the HIPAA Security Rule's administrative, physical, and technical safeguards: AES-256 at rest, TLS 1.3 in transit, role-based access control, immutable audit logs, automatic logoff, and minimum-necessary access. PHI is hosted in AWS us-east-1 or us-west-2 under AWS's BAA, never moved to India, and engineering access is mediated through a US-resident bastion.

Are you SOC 2 audited?

Honest answer: SOC 2 Type 1 is in progress with a target completion in late 2026. Type 2 will follow once we have 6 months of operating evidence on the controls. We deliver SOC 2 ready architecture today, the policies, controls, evidence trails, and documentation that an auditor will accept against your SOC 2, but we are not yet a fully audited firm ourselves. If your buyer or compliance team requires a fully Type 2 audited vendor for the work itself, we will tell you up front rather than waste your procurement cycle.

Where is US client data hosted?

Default primary region is AWS us-east-1 (Northern Virginia) or us-west-2 (Oregon), depending on your end-user geography and DR requirements. All production data, backups, S3 storage, RDS databases, ElastiCache, and CloudWatch logs stay in-region. CloudFront edge caching honours residency rules. Engineering access from our India office is gated through a US-resident bastion with IAM-scoped, time-bounded credentials and full audit logging. PHI workloads run in HIPAA-eligible AWS services only.

How does the timezone difference work for US clients?

India Standard Time is UTC+5:30. For US East Coast clients we run a shifted shift starting late afternoon IST, giving 4-5 hours of real-time overlap with the US East Coast morning. For US West Coast clients (Pacific time) we run a later shift, giving 3-4 hours of overlap with the West Coast morning. Daily standups happen at 09:00 client time. Critical incidents are answered within 4 hours, 24/7.

What does an engineer cost compared to a US hire?

A dedicated mid-to-senior engineer with us is $3,500/month all-in (≈$42,000/year). The fully loaded cost of a US senior developer in a major metro is typically $180,000-$240,000/year once you add employer payroll tax, healthcare, 401(k) match, equity, equipment, office, and recruitment fees. You save roughly 70-80% versus a full-time US hire and skip 8-12 weeks of recruitment.

Are you compliant with CCPA, CPRA, and other US state privacy laws?

We build to CCPA and CPRA (California), the New York SHIELD Act, the Texas Data Privacy and Security Act, the Virginia CDPA, and the Colorado Privacy Act as a baseline. That means data minimisation, opt-out of sale and sharing, right to know and delete, sensitive personal information handling, and Service Provider contractual terms in our DPA. For US under-13 audiences we also apply COPPA. We are not your primary controller, you remain accountable, but we deliver a system that meets the relevant state law obligations.

Can you sign a US Master Services Agreement under Delaware or California law?

Yes. We sign a US MSA governed by the law of Delaware, California, or New York, depending on your preference, with a Data Processing Addendum, Standard Contractual Clauses for any out-of-US data flows, and your security schedule. We also sign mutual NDAs before any technical discussion. Sample MSA available on request.

Software development company for US businesses